Financial independence

When could you coast to retirement?

Coast FIRE is more aligned with “coast to retirement.” It is the point where your investments could grow to support retirement by your chosen age, even if you stop adding new savings. It does not necessarily mean retiring early.

YOUR COAST FIRE VIEW

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When can I stop saving?—

The invested balance needed today to coast to your chosen retirement age.

What happens if I coast?

Coast to age ——

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Keep saving all the way—

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What if I save longer?—

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Keep saving after Coast FIRE 0 years

Choose extra years to see how continued contributions could bring retirement forward.

Your path to Coast FIRE

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Keep saving reaches target—Coast path reaches target—

Keep savingCoast after Coast FIRERetirement target

Full projection through age 95 Open the year-by-year schedule

Each row shows both projected portfolio paths, the annual spending assumption, and the target that spending implies at that age. This accumulation view does not model withdrawals after retirement age. Values are illustrations, not guarantees.

Age	Keep saving balance	Coast path balance	Annual spending	Retirement target

Educational estimate for entertainment purposes only - not investment, tax, or lending advice. Results depend on the assumptions you enter and are not a financial plan or forecast.